Best fit when
- You operate a premium debit, credit, or private banking card program.
- You want travel benefits that drive usage beyond annual marketing copy.
- You want ancillary revenue without building supplier operations.
- Your premium tier is differentiating on benefits, not on points or cashback alone.
Recommended productStoa Connect (embedded) or Stoa White-Label.
WhyConnect for your existing app. White-Label when you also want a branded perks destination.
Time to live4 — 6 weeks · signature to first booking
Commercial modelNet rates or revenue share
Illustrative product fit. Final implementation depends on bank stack and product scope.
Put the perk where the customer already has intent.
Bank Surface
In-App Discovery
A native travel-perks module inside your banking, fintech, or wallet app — where customers already log in daily.
Bank Surface
Card Statement
Triggered upsell tied to airline merchant category or ticket spend. The right offer at the right moment of intent.
Bank Surface
Push & Geofence
Lounge offer when the customer arrives at the airport. Transfer offer on landing. Driven by transaction signals.
Card Surface
Tier Benefits Page
Replace static benefit copy with a live, redeemable catalog. Customers see what they have — and use it.
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