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Embedded travel commerce for finance apps customers already use.

Embedded travel commerce.

Stoa lets fintechs add lounge access, fast-track security, eSIM data, and car rental offers inside wallet, card, FX, remittance, or money-management flows. You own the customer experience; Stoa handles supplier access, fulfilment, and support.

Best fit when
  1. You operate a wallet, neobank, card app, FX product, or remittance product with travel behaviour.
  2. You want commerce revenue without holding travel inventory or running supplier operations.
  3. You need an API or widget that fits an existing app, card, or rewards flow.
  4. You want offers triggered by travel spend, cross-border usage, premium tiers, or trip intent.
Recommended productStoa Connect API or widget.
WhyConnect keeps the journey inside your fintech app while Stoa runs inventory, redemption, and support.
Time to live4 — 6 weeks · signature to first booking
Commercial modelNet rates or revenue share

Illustrative product fit. Final implementation depends on app surface, compliance needs, and commercial scope.

Where it shows upBest customer moments

Put the perk where the customer already has intent.

Wallet Surface

In-App Marketplace

A travel-perks module inside your wallet or neobank app, with offers tied to customer status and trip context.

Card Surface

Travel Spend Trigger

Surface lounge, fast-track, or eSIM offers after airline, hotel, or airport-related transactions.

FX Surface

Before Departure

Offer eSIM data, lounge access, and car rental when customers buy foreign currency or activate travel mode.

Benefits Surface

Premium Upgrade

Make paid tiers more tangible with live travel benefits customers can redeem immediately.

Also relevant

Banks

Want to see this in your stack?

Book a discovery callsales@stoa.travel